The Fine Print
Disclaimer
This Web site is not intended to provide insurance or risk management advice. It is intended to supply general information to our clients and to the public. We try to ensure the accuracy of all information on our Web site, but we cannot guarantee that it is complete or correct. We also try to ensure that the information on this Web site is current. Laws and insurance can change quickly, however, and you should always make sure that information of any sort is up-to-date and accurate before relying on it. You should not assume that this information applies to your specific situation without consulting a competent insurance broker.
If you are interested in discussing a specific matter, you may telephone, write or send an e-mail to any account manager in the firm, and he or she will be happy to discuss whether our firm can assist you.
Based on specific facts or circumstances, the application of laws and regulations may vary. Based on the fundamental universal condition of the electronic communication process, HKMB does not guarantee or warrant the Site will be uninterrupted, without delay, error-free, omission-free, or free of viruses. Therefore, the information is provided "as is" without warranties of any kind, express or implied, including accuracy, timeliness and completeness. In no event shall HKMB, its related partners, managing partners, principals, agents or employees be liable for any direct, indirect, incidental, special, exemplary, punitive, consequential or other damages whatsoever (including, but not limited to, liability for loss of use, data or profits), without regard to the form of any action, including but not limited to contract, negligence or other tortious actions, arising out of or in connection with the Site, any content on or accessed by use of the Site, or any copying, display or other use hereof.
As content on the Site is copyrighted, any unauthorized use of any materials on the Site may violate copyright, trademark and other laws. Should a user download the materials on the Site for personal or non-commercial use, the user must retain all copyright and other proprietary notices contained in the original materials on any copies of the material. Materials on the Site may not be modify, reproduced or publicly displayed, performed or distributed or used for any public or commercial purposes.
Third Party Links are provided as a convenience to our users. HKMB does not control and is not responsible for any of these sites or their content.
If you have questions, comments or complaints, please contact us at hkmb@hkmb.com or phone us at 416-597-0008.
