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ClubCombo/ D&O Insurance Program

HKMB is pleased to offer OSA registered Clubs, Leagues and Districts (hereinafter referred to collectively as "Clubs") the option to purchase at a reduced premium

• A policy that combines coverage for the Club office (tenant liability and contents) and fundraising liability coverage (ClubCombo), and
• Directors' & Officers' Liability (D&O) Insurance (not applicable to Districts which are named insureds under the OSA Master D&O policy).

• Minimum annual premium on the ClubCombo policy starts at $450 (+ $100 policy fee).
• The ClubCombo + D&O coverage starts at a minimum premium of just $700! (+ $200 polcy fee)
• Applicable taxes are additional
• An additional processing fee of $150 per policy will be charged for any purchase that is not transacted using the automated online purchasing system.

Coverage under this program can be purchased online by clicking here.

Before purchasing this insurance, please ensure you are familiar with the coverages available. Note that online purchase:

• does not apply for clubs with annual revenue exceeding $1,000,000; and
• for D&O Insurance, is intended only for Clubs that have not had any claims or know of any incidents that may give rise to claims or that have not had their insurance cancelled in the past.

If either of those criteria apply to your club please contact HKMB to discuss coverage.

The first two links below provide Information on coverages and premiums .

Program Brochure

What does the ClubCombo policy cover?

What does the D&O policy cover?

Does my club or league already have the D&O coverage available under this program?

Who is the insurer for the ClubCombo/D&O program?

If a member of our club is injured participating in a sanctioned game, is there coverage under either of these policies?

NOTE: Should your Club require limits of coverage above those offered through this program or addtional coverages such as Crime - Employee Dishonesty contact HKMB directly.