No. The OSA has arranged General Liability Insurance and Accident Insurance for its registered members and the cost is included in the registration fee paid by each member.

The OSA General Liability policy is designed to protect against lawsuits brought by individuals alleging that the OSA and/or its members have negligently caused "bodily iinjury" to a player or spectator. The policy also covers other types of lawsuits such as "property damage", "personal injury" (libel and slander) and Non Owned Automobile liability. The policy does not cover expenses related to criminal charges brought against a member of the OSA regardless of the nature of the charge(s).

The Accident Policy is designed to reimburse a member in good standing who suffers a covered injury/death while participating in an OSA sanctioned activity. The Accident Policy is designed to provide coverage to those members who do not have access to another health insurance plan or to supplement existing health insurances.

For more information on the OSA Member Insurance Program, please return to www.hkmb.com/osa.