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HKMB HUB International is the insurance broker for some of Canada’s largest sports organizations as well as a myriad of smaller clubs and leagues.

Sports organizations owe it to their players, participants and others (such as volunteers) to make sure that their operations are properly insured and that there is adequate protection for everyone involved against a variety of potential risks. All sports organizations should have an insurance program that provides medical coverage for its players and participants, and general liability insurance to protect against the financial burden of litigation.

Accident Insurance for Players and Officials

No matter how careful you are, accidents can occur and players may be injured or even killed. The resulting expenses may not be recoverable from any other insurance plan, health care plan, or employee benefit insurance program. That’s where Accident Insurance comes into play. If no other coverage is available, Accident Insurance pays for these expenses. An Accident Policy also minimizes the threat of a lawsuit by ensuring medical bills are promptly paid.

Liability Insurance

Lawsuits are filed almost daily for injuries that occur at games or practices or during off premises activities. Your organization is not immune from this threat. Anyone who claims injury or damages resulting from an injury sustained while participating in your organization’s activities may file suit. Even if your organization is not liable, you will still need to be defended in court. A Liability Policy will pay these costs and any related charges levied against your organization.

Directors & Officers, Crime Coverage

Organizations should also consider Directors & Officers Liability insurance if they have a Board of Directors and/or shareholders, and crime coverage if they have vending machines or significant amounts of cash at their office, sports facility or sports event location.

No matter the size of your sports organization, HKMB HUB can design an affordable, appropriate program to ensure that you are properly insured!