Solutions & Services
HKMB
Advocating our clients' interests.
Insurance for Fitness Professionals

HKMB HUB is pleased to offer an insurance program that provides coverage for Personal Trainers, Fitness Instructor Specialists, Group/ Class Fitness Instructors, Yoga Instructors, Pilates Instructors, Sport Conditioning Specialists, Wellness and Nutrition Specialists, Aquatic Fitness Trainers, Pre and Post Natal Fitness Specialists, Squash Instructors and Tennis Instructors. Insurance can be purchased online through HKMB by clicking here.

The program is restricted as follows:

  • Instructor eligibility:
    • over 18 years of age
    • Canadian Resident
    • Must be certified with ACE, ACSM, BCRPA, Body Harmonics, CANFIT, CALA, CCAA, CPTN, Helene Roy Pilates, IDEA, International Society of Yoga Education (ISYE), International Sports Sciences Association (ISSA), Manitoba Fitness Council, National Academy of Sports Medicine, NFLAC, OASES, OFC, Pilates Method Alliance (PMA), The Pilates Process, Sattva Yoga Shala and United Yoga Montreal, Second Wind Pilates Plus, Squash Canada, Stott Pilates, Tennis Canada or YMCA/ YWCA
  • Individual policies are effective as of the date of purchase and extend for 12 months
  • Premium is fully retained upon acceptance of payment (i.e., the premium will not be refunded if the policy is cancelled by the insured prior to its expiry date)
  • Coverage applies only to Canada
  • Coverage is not available for instruction of professional athletes
  • Coverage is not extended to tanning beds

Sovereign General Insurance Company through K&K Insurance Co. is the program insurer. K&K focuses exclusively on risks found in the sports, leisure and entertainment industries. For more information about K&K visit their website at www.kandkcanada.com.

Coverage Summary ›› Cost ›› Apply

What is your coverage under the program?

Coverage under this program commences on the day the insurance is purchased and extends 12 months hence. Coverage will not be extended for instruction of professional athletes or tanning beds.

$2,000,000
$0 BI/PD Deductible

Commercial General Liability - covers third party bodily injury and property damage
Includes:

Injury to Participants
Professional Liability - $2,000,000
Personal Injury - $2,000,000
Advertising Injury - $2,000,000
Tenants Legal Liability - $250,000
Products/Completed Operations
Contingent Employer’s Liability
Cross Liability/Severability of Insureds
Incidental Medical Malpractice
Occurrence Property Damage
Personal Injury
Blanket Contractual
Broad Form Property Damage
Owners & Contractors Protective
Medical Payments - $2,500 per person
Attached Machinery

Excludes:

Total Abestos Exclusion
Data Exclusion
Terrorism Exclusion
Limited Fungi and Fungal Derivatives Coverage

What is the cost of insurance under the program?

This insurance can be purchased at any time between January 1, 2008 and January 1, 2009. The cost is as follows:

Option A: For Personal Trainers, Fitness Instructor Specialists, Group/Class Fitness Instructors, Yoga Instructors, Pilates Instructors, Sport Conditioning Specialists

Premium
$160.00
Administrative Handling Fee
$35.00
Total
$195.00
(Applicable taxes not included)

Option B: For Wellness & Nutrition Specialists, Aquatic Fitness Trainers, Pre & Post Natal Coaches, Squash Instructors, Tennis Instructors

Premium
$200.00
Administrative Handling Fee
$50.00
Total
$250.00
(Applicable taxes not included)

If you are certified to provide services under both Option A and Option B, you must purchase coverage under Option B.

To purchase online CLICK HERE.

To apply online for Fitness Professionals Insurance CLICK HERE.

Contact us

If you have any questions about our Insurance Program for Fitness Professionals, please contact us at:

1-877-FITPROG (348-7764)
fitnessprogram@
hubinternational.com

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